Loans
Thanks to our competitive rates, you may be able to save a substantial amount over the life of your loan. In fact, you may want to consolidate your older loans and high-interest credit card debt into a lower-rate loan. You may reduce your monthly payments, improve your credit rating and save on interest.
Members
The MHFCU family is made up of Methodist Healthcare associates, affiliates, and their families. Methodist Healthcare Federal Credit Union is on a mission to serve our members with one goal in mind… "To always be responsive to our members' financial needs by providing personal and innovative services of a superior quality."
Services
At Methodist Healthcare Federal Credit Union, we offer convenient, round-the-clock services to our members. Learn about the many services MHFCU has to offer. You can even search for the nearest branch or ATM, or apply for a Credit Card, Gift Card, or Travel Money.
Resources
Need to look up the value of a vehicle, or catch up on MHFCU News? We’ve got all the resources you need, including information on MHFCU student loans and VISA credit cards. We even provide our members with free educational services like Accel and BudgetSmart.
Shares
Learn more about our Share (Savings) and totally free Share Draft (Checking) accounts here, and take a look at our Share Rates. MHFCU also offers special savings accounts like our Christmas Club, Vacation Club, Smart Start (Ages 0-9), Savvy Saver (Agest 10-13), and Centsible Savings & Checking (Ages 14-18) accounts. You’ll also find information on MHFCU Share Certificates, IRAs, and Share Certificate Rates.
Focus
FOCUS stands for Financial Online Credit Union Services. With FOCUS, you can view your account virtually any time, anywhere. All you need is a secure browser and a password to access all of your account information. Log in to FOCUS to manage all your accounts.
Loans Quick Links
Members Quick Links
Services Quick Links
Resources Quick Links
Shares Quick Links
Focus Quick Links
Performance Plus Lending Rates as of 06/01/2017
SECURED LOANS
NEW AUTOS, BOATS, MOTORCYCLES, ETC.
|
SCORE |
730+ |
680 - 729 |
640 - 679 |
600 - 639 |
550 - 599 |
549 Or Less |
|
P |
A |
B |
C |
D |
E |
|
|
0 – 24 MO |
2.00 |
2.50 |
4.50 |
7.5 |
9.50 |
10.50 |
|
25 – 36 MO |
2.25 |
2.75 |
4.75 |
7.95 |
9.75 |
10.75 |
|
37 – 48 MO |
2.45 |
2.95 |
4.95 |
8.25 |
9.95 |
10.95 |
|
49 – 60 MO |
2.45 |
2.95 |
5.25 |
8.45 |
10.25 |
12.95 |
|
61 – 72 MO |
2.75 |
3.50 |
6.25 |
8.75 |
12.95 |
N/A |
|
73 - 84 MO |
2.95 |
3.95 |
6.95 |
8.95 |
N/A |
N/A |
USED AUTOS, BOATS, MOTORCYCLES, ETC.
|
SCORE |
730+ |
680 - 729 |
640 - 679 |
600 - 639 |
550 - 599 |
549 Or Less |
|
P |
A |
B |
C |
D |
E |
|
|
0 – 24 MO |
3.00 |
3.50 |
5.50 |
8.50 |
10.50 |
11.50 |
|
25 – 36 MO |
3.25 |
3.75 |
5.75 |
8.95 |
10.75 |
11.75 |
|
37 – 48 MO |
3.45 |
3.95 |
5.95 |
9.25 |
10.95 |
11.95 |
|
49 – 60 MO |
3.45 |
3.95 |
6.25 |
9.45 |
11.25 |
12.95 |
|
61 – 72 MO |
3.75 |
4.50 |
7.25 |
9.75 |
12.95 |
N/A |
| 73 - 84 MO |
3.95 |
4.95 |
7.95 |
9.95 |
N/A |
N/A |
UNSECURED LOANS
SIGNATURE, LINE OF CREDIT, CREDIT CARD
|
SCORE |
730+ |
680 - 729 |
640 - 679 |
600 - 639 |
550 - 599 |
549 Or Less |
|
P |
A |
B |
C |
D |
E |
|
|
|
8.99 |
9.99 |
11.99 |
14.99 |
17.99 |
17.99 |
|
|
|
PRIME |
4.00% |
|
|
|
|
SCORE |
730+ |
680 - 729 |
640 - 679 |
600 - 639 |
550 - 599 |
549 Or Less |
|
P |
A |
B |
C |
D |
E |
|
|
0 – 80% LTV |
5.00 |
5.50 |
7.50 |
9.50 |
11.50 |
13.50 |
|
80 – 100% LTV |
7.00 |
7.50 |
9.50 |
11.50 |
13.50 |
15.50 |
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Contact Us:
Methodist Healthcare Federal Credit Union
Mailing Only: 7130 Goodlett Farms Pkwy
Cordova, TN 38016
Phone: (901) 453-3500
ACCESS 24: (901) 516-2040
Email: contactus@methodistcu.org
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