Loan Rates - MHFCU

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About Us
Contact Us

Loans
Members
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Resources
Shares
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Loans

Thanks to our competitive rates, you may be able to save a substantial amount over the life of your loan. In fact, you may want to consolidate your older loans and high-interest credit card debt into a lower-rate loan. You may reduce your monthly payments, improve your credit rating and save on interest.

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Members

The MHFCU family is made up of Methodist Healthcare associates, affiliates, and their families. Methodist Healthcare Federal Credit Union is on a mission to serve our members with one goal in mind… "To always be responsive to our members' financial needs by providing personal and innovative services of a superior quality."

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Services

At Methodist Healthcare Federal Credit Union, we offer convenient, round-the-clock services to our members. Learn about the many services MHFCU has to offer. You can even search for the nearest branch or ATM, or apply for a Credit Card, Gift Card, or Travel Money.

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Resources

Need to look up the value of a vehicle, or catch up on MHFCU News? We’ve got all the resources you need, including information on MHFCU student loans and VISA credit cards. We even provide our members with free educational services like Accel and BudgetSmart.

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Learn more about our Share (Savings) and totally free Share Draft (Checking) accounts here, and take a look at our Share Rates. MHFCU also offers special savings accounts like our Christmas Club, Vacation Club, Smart Start (Ages 0-9), Savvy Saver (Agest 10-13), and Centsible Savings & Checking (Ages 14-18) accounts. You’ll also find information on MHFCU Share Certificates, IRAs, and Share Certificate Rates.

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Focus

FOCUS stands for Financial Online Credit Union Services. With FOCUS, you can view your account virtually any time, anywhere. All you need is a secure browser and a password to access all of your account information. Log in to FOCUS to manage all your accounts.

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Performance Plus Lending Rates as of 06/01/2018

SECURED LOANS

NEW AUTOS, BOATS, MOTORCYCLES, ETC.

SCORE	730+	680 - 729	640 - 679	600 - 639	550 - 599	549 Or Less
	P	A	B	C	D	E
0 – 24 MO	2.00	2.50	4.50	7.5	9.50	10.50
25 – 36 MO	2.25	2.75	4.75	7.95	9.75	10.75
37 – 48 MO	2.45	2.95	4.95	8.25	9.95	10.95
49 – 60 MO	2.45	2.95	5.25	8.45	10.25	12.95
61 – 72 MO	2.75	3.50	6.25	8.75	12.95	N/A
73 - 84 MO	2.95	3.95	6.95	8.95	N/A	N/A

USED AUTOS, BOATS, MOTORCYCLES, ETC.

SCORE	730+	680 - 729	640 - 679	600 - 639	550 - 599	549 Or Less
	P	A	B	C	D	E
0 – 24 MO	3.00	3.50	5.50	8.50	10.50	11.50
25 – 36 MO	3.25	3.75	5.75	8.95	10.75	11.75
37 – 48 MO	3.45	3.95	5.95	9.25	10.95	11.95
49 – 60 MO	3.45	3.95	6.25	9.45	11.25	12.95
61 – 72 MO	3.75	4.50	7.25	9.75	12.95	N/A
73 - 84 MO	3.95	4.95	7.95	9.95	N/A	N/A

UNSECURED LOANS

SIGNATURE, LINE OF CREDIT, CREDIT CARD

SCORE	730+	680 - 729	640 - 679	600 - 639	550 - 599	549 Or Less
	P	A	B	C	D	E
	8.99	9.99	11.99	14.99	17.99	17.99

HOME EQUITY LINE OF CREDIT

		PRIME	4.75%
SCORE	730+	680 - 729	640 - 679	600 - 639	550 - 599	549 Or Less
	P	A	B	C	D	E
0 – 80% LTV	5.75	6.25	8.25	10.25	12.25	14.25
80 – 100% LTV	7.75	8.25	10.25	12.25	14.25	16.25